Lend smarter with cash flow insights

Increase scoring accuracy by up to 25% for targeted risk tiers by layering real-time cash flow insights on top of traditional credit data.

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Access real-time cash flow data without the heavy lift

Tap into Plaid's credit solutions via leading credit analytics and lending platforms—so you can move faster and make more informed risk decisions.

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We're combining real-time cash flow data with risk analytics to help you improve decisioning, manage risk, and expand access to credit.

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Plaid's FCRA products are provided by Plaid's consumer reporting agency, Plaid Check